Saving Rates
| Savings | |||
| Effective Date: Sunday, November 2nd, 2025 | |||
| Account Type | APY* | Minimum Deposit | Minimum Balance |
| SHARE ACCOUNT | 0.050% | $0.00 | $5.00 |
| SECONDARY SHARE | 0.050% | $0.00 | $0.00 |
| CHRISTMAS CLUB | 0.050% | $0.00 | $0.00 |
| TRAD IRA SHARE | 1.610% | $0.00 | $0.00 |
| ROTH IRA SHARE | 1.610% | $0.00 | $0.00 |
| BUSINESS SHARE | 0.050% | $0.00 | $0.00 |
| HSA -- CHECKING | 3.030% | $0.00 | $0.00 |
| HSA -- SHARE ACCOUNT | 3.030% | $0.00 | $0.00 |
| Money Market | ||||
| Effective Date: Sunday, November 2nd, 2025 | ||||
| Description | Minimum Balance | Minimum Balance for Interest | Interest Rate | APY* |
| Tier 1** | $2,000.00 | 2000.00 | 1.15% | 1.16% |
| Tier 2** | $20,000.01 | 20000.01 | 1.35% | 1.36% |
| Tier 3** | $75,000.01 | 75000.01 | 1.55% | 1.56% |
| *APY = Annual Percentage Yield. Any fees incurred may reduce earnings on the account. Rate is subject to change. | ||||
| **More than 2 withdrawals or transfers in a month, account will be subject to a per item fee of $25 as well as possible closure. | ||||
